Medical Insurance 2022-23
Your daughter’s health insurance will be managed by Egert and Cohen, our long time agency, in cooperation with Chai Travel Assistance Services. Actual coverage will be provided by Maccabi, one of Israel’s leading Health Funds. You can find further information regarding the plan, as well as the form that you will need to complete, at the following link: https://www.ctas.co.il/wellcome/harova.asp. Please carefully review all the information and then follow the instructions to complete the form and return it to Egert and Cohen. In order to be certain that the coverage is in order and that your daughter’s Maccabi membership card will be waiting for her upon arrival, please complete and submit the form no later than Friday, July 1st, 2022.
Please note the following important points:
- Your basic Health Insurance premiums are included in tuition
- There are small co-pays for medications and for specialist visits. These payments tend to be about US$ 6.00 per prescription (though it might be higher in the unlikely case that your daughter will need an unusually expensive medication) and US$12.00 (quarterly) for a specialist visit. Your daughter is responsible for all co-pays.
- If your daughter has a pre-existing condition Maccabi will generally cover it, but you will need to indicate that on the registration form and pay a one time US$ 75.00 surcharge. Assuming that coverage is approved by Macabbi, Egert and Cohen will bill you separately for the surcharge. In the unlikely event that Macabbi refuses you coverage, Egert and Cohen will arrange for alternate health insurance for your daughter.
- As noted above, the cost of the insurance’s basic program is covered by your tuition payments, but you will be responsible for any surcharges added to cover pre-existing conditions.
Any questions regarding the policy should be directed to Egert and Cohen.